How Natural Disasters Impact Renters: Lessons from the LA Wildfires

By Megan Lyons, adapted for No Letting Go

The devastating LA wildfires have once again highlighted how natural disasters impact renters and landlords alike. Beyond the human tragedy and destruction, rental markets often see unethical practices, such as price gouging, which exacerbate the challenges faced by displaced tenants.

The Scale of the Crisis

As of January 2025, over 12,000 structures have been destroyed by the LA wildfires, displacing tens of thousands of residents and causing $135 billion in damages. Similar trends have been observed in the UK, such as during the 2015-2016 winter floods that affected over 43,000 people.

Price Gouging in Rental Markets

Price gouging – raising rents to exploit vulnerable tenants during emergencies – is a recurring issue in disaster-stricken areas. In LA, some rental prices have doubled overnight, despite emergency laws capping increases at 10%. This mirrors trends seen in the UK, such as the 2019 Yorkshire floods, though the issue is less prominent due to stronger government interventions.

Lessons for the UK Rental Market

The UK is taking steps to prevent such exploitation, including provisions in the 2025 Renters Reform Bill, which aims to:

• Abolish no-fault evictions.
• Cap rent increases to once per year, aligned with market rates.

For landlords, it’s crucial to stay compliant with evolving regulations. Property inventory services can ensure documentation of property conditions, which is vital for fair tenant relations during crises.

Preparing for a Changing Climate

With climate change expected to increase flooding by 30% by 2050, landlords and tenants in the UK must prepare for more frequent natural disasters. Mid-term inspections and regular check-out reports can help landlords mitigate risks and protect their investments during emergencies.

A Call for Action

The lessons from LA remind us that ethical practices and strong enforcement are key to protecting renters during crises. By fostering transparency and accountability, the UK rental market can better support tenants in their most vulnerable moments.